Income Tax Calculator

Compare Old vs New Regime (FY 2025-26)

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Income
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Deductions
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HRA
4
Additional
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Results
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Let's start with your income

How do you want to enter your salary?

Enter your total CTC (Cost to Company)
₹3L ₹1Cr
Calculated Components
Basic Salary: ₹0
HRA: ₹0
Special Allowance: ₹0
Gross Salary: ₹0
₹0 ₹50L
Interest, Rental Income, etc.
lightbulb Total Annual Income: ₹12,00,000 Gross Salary (CTC minus employer contributions) + Other Income
savings

Tax-Saving Deductions

Reduce your taxable income with these investments (Old Regime only)

₹0 ₹1.5L
EPF, PPF, ELSS, LIC, Home Loan Principal (Max 1.5L)
₹0 ₹1L
Self, Family & Parents (Max 25k/50k/1L)
₹0 ₹50K
Additional deduction up to ₹50,000
lightbulb Total Deductions: ₹1,50,000
home

Housing & Rent

HRA exemption and home loan benefits

Metro: Max 50% of basic | Non-Metro: Max 40% of basic
₹0 ₹1L
Enter your monthly rent to auto-calculate HRA exemption
₹0 ₹3L
Enter rent above to see your HRA exemption
₹0 ₹2L
Self-occupied property: Max ₹2L | Rented property: No limit
lightbulb Housing Benefits: ₹0
school

Additional Deductions

Education loan and EPF contributions

₹0 ₹2L
For higher education (self, spouse, or children) - No limit
₹0 ₹2L
Exempt for actual domestic travel expenses (twice in 4 years)
₹0 ₹2.16L
12% of basic salary (Auto-calculated in CTC mode)
lightbulb Additional Savings: ₹0
check_circle All inputs complete! Click "See Results" to view your tax calculation.
assessment

Your Tax Calculation

Here's your complete tax breakdown!

Results will appear here when you complete the wizard steps...

Visual Breakdown

See your tax and deductions at a glance

Regime Comparison
Your Deductions (Old Regime)

Tax Slabs (FY 2025-26)

Understand how your tax is calculated for Assessment Year 2026-27

Income Range New Regime Rate Old Regime Rate
Up to ₹2,50,000 Nil Nil
₹2,50,001 - ₹4,00,000 Nil 5%
₹4,00,001 - ₹5,00,000 5% 5%
₹5,00,001 - ₹8,00,000 5% 20%
₹8,00,001 - ₹10,00,000 10% 20%
₹10,00,001 - ₹12,00,000 10% 30%
₹12,00,001 - ₹16,00,000 15% 30%
₹16,00,001 - ₹20,00,000 20% 30%
₹20,00,001 - ₹24,00,000 25% 30%
Above ₹24,00,000 30% 30%

* Old Regime slabs depend on age (<60, 60-80,>80). The above is for individuals < 60 years.