PPF Calculator

Calculate your tax-free maturity amount and plan for the long term

₹
₹500 ₹1.5L (Max)
Years
15 Yrs 50 Yrs
PPF accounts have a lock-in of 15 years and can be extended in blocks of 5 years.
%
5% 10%
Total Value ₹27.12L
Invested Amount ₹15,00,000
Interest Earned ₹12,12,139
Tax Saved (Total @ 30%) ₹4,50,000

Year-by-Year Growth

Watch your tax-free wealth compound over time

Invested
Interest
YearOpening BalanceInvestedInterest EarnedClosing Balance

Historical PPF Interest Rates

Interest rates declared by Government of India since 1968

PeriodInterest Rate
security

EEE Tax Benefit

PPF falls under the Exempt-Exempt-Exempt (EEE) category. Investment, interest, and maturity amounts are all completely tax-free.

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15-Year Lock-in

PPF accounts have a mandatory 15-year lock-in period. You can extend it in blocks of 5 years indefinitely after maturity.

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Guaranteed Returns

Backed by the Government of India, PPF provides sovereign-guaranteed returns, making it one of the safest investments available.