Vrid Privacy Policy

Effective Date: 8 March, 2024

Last Updated: 9 June, 2026

Introduction

Thank you for using Vrid (the "App"). Vrid app is developed and maintained by Vrid Wealth Technology Solutions Pvt Ltd. This Privacy Policy explains how we collect, use, and disclose your information when you use the App. By using the App, you consent to the collection and processing of your information as described in this Privacy Policy.

Information We Collect

The App collects certain information from you when you use it:

• Transactional Data: The App requests permission to read SMS messages in order to extract financial data from transactional messages, including account, credit card, and debit card transactions.
• Device Information: We may collect certain device information, such as device type, operating system version, and unique device identifiers, to improve the App's functionality and performance.
• Email Account: We also collect information about your primary email account - your email id, full name and public profile picture to enhance your experience and provide you with personalized features within the app.

Use of Information

The information we collect is used for the following purposes:

• Providing Services: We use the transactional data to categorize your expenses and provide you with a comprehensive overview of your financial activities.
• Improving the App: We may analyze device information and usage patterns to optimize the App's performance, enhance user experience, and identify and fix issues (if any) using Firebase Analytics, Crashlytics and Firebase Performance and Mixpanel. These services process data on our behalf and are governed by their respective privacy policies.
• Syncing Data: Your transactional data is stored in Firestore to allow you to access it from other devices and ensure data continuity.

Information Sharing and Disclosure

We do not sell your personal information. The only third parties that receive your data are the analytics and crash-reporting service providers listed above, which process it on our behalf to help us improve the App.

Security

We take the security of your information seriously and take reasonable measures to protect it. However, please note that no method of transmission or storage is completely secure. We cannot guarantee the absolute security of your data.

Retention of Data

We retain your transactional data as long as necessary to provide you with the services and for the purposes outlined in this Privacy Policy. If you wish to delete your data, please contact us using the information provided below.

Children's Privacy

The App is not intended for children under the age of 13. We do not knowingly collect personal information from children under the age of 13. If you believe we have inadvertently collected information from a child under 13, please contact us immediately.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your information, please contact us at admin@vrid.in

Grievance Officer

In accordance with the Digital Personal Data Protection Act, 2023, you may reach our Grievance Officer for any questions, complaints, or requests related to the processing of your personal data (including data access, correction, or deletion requests) at admin@vrid.in. We will respond to your request within a reasonable time.

This Privacy Policy is subject to change without notice. Please review it periodically for updates and modifications.