Thousands of Indians track every rupee with Vrid - without typing a single transaction.

10,000+
Downloads on Play Store
4.5
Average rating
0
Ads. Ever.

Three steps. That's it.

Install once. Vrid does the rest, on your phone.

Step 1 Step 2 Step 3

01

Install & grant SMS access

Vrid asks once. You approve once. We never ask for cloud sync, email, or net-banking login.

Step 1

02

Only transactional SMS get read

OTPs, promos, and personal messages are skipped entirely. Parsing happens on your phone — your messages never leave it.

SMS INBOX
HDFCBK
OTP 549213 - do not share. Valid 5 min.
HDFCBK
Sent ₹482 to SWIGGY via UPI. Avl Bal: ₹45,210.
Food
JIO
Get 20% off on annual recharge. T&C apply.
AXISMF
INR 18,500 debited towards SIP - Axis Bluechip Fund.
Investment
Step 2

03

Your dashboard updates itself

Every transaction is auto-categorized. Bank, card, UPI, cash, investments — one screen, real time.

Step 3

Everything you'd build in a spreadsheet. None of the typing.

Six things Vrid does so you don't have to.

Swiggy
₹482
Uber
₹213
Amazon
₹1,599

Auto expense tracking

Transactions land in the right category — Swiggy, Uber, EMI, rent — without a tap.

Investment tracker

Mutual funds, stocks, EPF, gold — your portfolio in one rolling view.

All accounts, one screen

Bank, credit card, UPI wallet, cash. Net worth at a glance.

Insights

Daily, weekly, monthly, yearly. Switch with a tap.

Food · ₹6,200 / ₹10,000 62%

Smart budgets

Set a limit. Watch it fill up. No nagging.

Biometric lock

Fingerprint secured. Your financial data stays for your eyes only.

verified_user

Your Data, Your Control

We read your SMS only to auto-track transactions — nothing more. Here's our promise:

sms

OTPs? Never touched.

We skip OTP & verification messages completely. Only financial transaction SMS are read.

smartphone

Processed on your phone

SMS data is parsed locally on your device. Your messages never leave your phone.

block

Zero data selling. Ever.

Your financial data is never sold, shared, or used for ads. Period.

description Read our full Privacy Policy

Why not just a spreadsheet?

Or one of those other tracking apps.

Comparison of Vrid, spreadsheets, and other tracking apps for core personal finance features.
FEATUREVrid RECOMMENDEDA spreadsheetOther tracking apps
Auto-tracks transactions from SMS
Expenses + investments in one app
Zero ads
Built for ₹, UPI, SIPs, EPF
Biometric lock

What our users say

"

This is the kind of app I am looking for from past 2 years. I am an axio user for tracking but the UI and UX is terrible. This app is definitely using figma which gives the best experience while viewing and has all sorts of categories. People will be ready to pay for permanent subscription fee like 999 for this app.

CB
Chaitanya N. B. Google Play Store
Verified
"

This is what I was looking for. One of the best app and highly recommended. Plz provide updates and new versions. For this app, we can also pay for the new versions. That's how this app is worth using.

A
apps Google Play Store
Verified
"

Honest review after using: 1. App looks premium 2. It has inbuilt biometric, looks good 3. No ads till date 4. Easy to use. ... Usually I don't comment, but after using it was like more people should know about this app. You can try once.

MV
Vaibhav M. Google Play Store
Verified